I have dental insurance that I pay for through my employer. I pay more now that I’ve added my wife to my coverage. I’m looking over an ‘explanation of benefits’ papers that the insurance company sends you after your dentist sends in a bill to them.
Back in January my wife went to her dentist. Here is the list of charges:
Description: Total Charged: Not Covered:
Periodic Oral Evaluation 40.00 40.00
Bitewings – Four films 55.00 55.00
Prophylaxis – Adult 70.00 70.00
Total 165.00 165.00
So by my math the insurance payed for exactly diddly squat. WHAT THE FUCK do you pay these people for if they don’t actually cover ANYTHING you get charged for?